30-Year FHA Fixed-Rate Disclosure
FHA stands for Federal Housing Administration. Mortgage rates could change daily and are only valid in Texas. Actual payments will vary based on your individual situation and current rates. Some jumbo products may not be available to first-time home buyers. Lending services may not be available in all areas. The lock period for your rate can vary between 15 and 180 days. Some restrictions may apply. Rates are based on the purchase/refinance of a primary residence with no cash out at closing.
Daily interest charges are not included in the Annual Percentage Rate (APR) calculated below. Some prepaid finance charges that affect APR are included in the APR calculation.
Assumptions: Closing costs are paid out of pocket; this is your primary residence and is a single-family home; debt-to-income ratio is less than 56%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740; escrow account for the payment of taxes and insurance; loan-to-value (LTV) ratio is 80% or less. If LTV > 80%, Private Mortgage Insurance (PMI) may be added to your monthly mortgage payment.
30-Year FHA Fixed-Rate Mortgage Example: This example is for illustrative purposes only and is not a formal offer for a loan or mortgage. All numbers are estimates only. The payment on a $100,000 30-year FHA Fixed-Rate Loan at 5.5% is $567.79. The Annual Percentage Rate (APR) is 5.637% and subject to change. Disclosed monthly payments do not include taxes, homeowners’ insurance premiums or mortgage insurance premiums. Actual payments may be greater. Mortgage insurance prices may vary. Extension of credit and specific credit terms may vary and are subject to credit approval. Please contact a Mortgage Loan Officer for a quote.
15-Year FHA Fixed-Rate Disclosure
FHA stands for Federal Housing Administration. Mortgage rates could change daily and are only valid in Texas. Actual payments will vary based on your individual situation and current rates. Some jumbo products may not be available to first-time home buyers. Lending services may not be available in all areas. The lock period for your rate can vary between 15 and 180 days. Some restrictions may apply. Rates are based on the purchase/refinance of a primary residence with no cash out at closing.
Daily interest charges are not included in the Annual Percentage Rate (APR) calculated below. Some prepaid finance charges that affect APR are included in the APR calculation.
Assumptions: Closing costs are paid out of pocket; this is your primary residence and is a single-family home; debt-to-income ratio is less than 56%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740; escrow account for the payment of taxes and insurance; loan-to-value (LTV) ratio is 80% or less. If LTV > 80%, Private Mortgage Insurance (PMI) may be added to your monthly mortgage payment.
15-Year FHA Fixed-Rate Mortgage Example: This example is for illustrative purposes only and is not a formal offer for a loan or mortgage. All numbers are estimates only. The payment on a $100,000 15-year FHA Fixed-Rate Loan at 5.5% is $817.08. The Annual Percentage Rate (APR) is 5.733% and subject to change. Disclosed monthly payments do not include taxes, homeowners’ insurance premiums or mortgage insurance premiums. Actual payments may be greater. Mortgage insurance prices may vary. Extension of credit and specific credit terms may vary and are subject to credit approval. Please contact a Mortgage Loan Officer for a quote.
30-Year Conventional Fixed-Rate Disclosure
Mortgage rates could change daily and are only valid in Texas. Actual payments will vary based on your individual situation and current rates. Some jumbo products may not be available to first-time home buyers. Lending services may not be available in all areas. The lock period for your rate can vary between 15 and 180 days. Some restrictions may apply. Rates are based on the purchase/refinance of a primary residence with no cash out at closing.
Daily interest charges are not included in the Annual Percentage Rate (APR) calculated below. Some prepaid finance charges that affect APR are included in the APR calculation.
Assumptions: Closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 43%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740; escrow account for the payment of taxes and insurance; loan-to-value (LTV) ratio is 80% or less. If LTV > 80%, Private Mortgage Insurance (PMI) may be added to your monthly mortgage payment.
30-Year Conventional Fixed-Rate Mortgage Example: This example is for illustrative purposes only and is not a formal offer for a loan or mortgage. All numbers are estimates only. The payment on a $100,000 30-year Conventional Fixed-Rate Loan at 5% is $536.82. The Annual Percentage Rate (APR) is 5.133% and subject to change. Disclosed monthly payments do not include taxes, homeowners’ insurance premiums or mortgage insurance premiums. Actual payments may be greater. Mortgage insurance prices may vary. Extension of credit and specific credit terms may vary and are subject to credit approval. Please contact a Mortgage Loan Officer for a quote.
15-Year Conventional Fixed-Rate Disclosure
Mortgage rates could change daily and are only valid in Texas. Actual payments will vary based on your individual situation and current rates. Some jumbo products may not be available to first-time home buyers. Lending services may not be available in all areas. The lock period for your rate can vary between 15 and 180 days. Some restrictions may apply. Rates are based on the purchase/refinance of a primary residence with no cash out at closing.
Daily interest charges are not included in the Annual Percentage Rate (APR) calculated below. Some prepaid finance charges that affect APR are included in the APR calculation.
Assumptions: Closing costs are paid out of pocket; this is your primary residence and is a single-family home; debt-to-income ratio is less than 43%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740; escrow account for the payment of taxes and insurance; loan-to-value (LTV) ratio is 80% or less. If LTV > 80%, Private Mortgage Insurance (PMI) may be added to your monthly mortgage payment.
15-Year Conventional Fixed-Rate Mortgage Example: This example is for illustrative purposes only and is not a formal offer for a loan or mortgage. All numbers are estimates only. The payment on a $100,000 15-year Conventional Fixed-Rate Loan at 5% is $790.79. The Annual Percentage Rate (APR) is 5.230% and subject to change. Disclosed monthly payments do not include taxes, homeowners’ insurance premiums or mortgage insurance premiums. Actual payments may be greater. Mortgage insurance prices may vary. Extension of credit and specific credit terms may vary and are subject to credit approval. Please contact a Mortgage Loan Officer for a quote.