Buying a home is a big decision, no matter how many times you have gone through the home buying experience. While people who have previously bought a home are more familiar with the home loan experience, buying your first home is a completely different story. It's new and exciting, but it can be scary and confusing without a trusted professional to explain the ins and outs of the mortgage process. Our Loan Officers have worked with thousands of first-time home buyers, and they are committed to ensuring your home loan experience is easy and painless.
Conventional Loan
- Monthly Principal and Interest Payments remain the same for the life of the loan
- Local servicing option in Lubbock for those who want keep their mortgage payment closer to home
- Down payment as low as 3 percent
FHA Loan
- Monthly Principal and Interest Payments remain the same for the life of the loan
- Down payment as low as 3.5 percent
- Backed by the U.S. Department of Housing and Urban Development
VA Loan
- Exclusive for members and veterans of the armed services
- Backed by the U.S. Department of Veterans Affairs
- Monthly Principal and Interest Payments remain the same for the life of the loan
- No down payment
USDA Loan
- No down payment
- 100 percent financing
- Only available in designated rural areas
- A program of the U.S. Department of Agriculture
- Monthly Principal and Interest Payments remain the same for the life of the loan
All loans are subject to credit approval, terms and conditions may apply. Subject to change without notice.
Ready to Buy a Home?